Pradhan Mantri Suraksha Bima Yojna

By | July 30, 2015
PRADHAN MANTRI SURAKSHA BIMA YOJANA:
Age should be 18 to 70
Claim of 2 lakhs will be given by this policy
if a person dies in an accident or suffers from a permanent disability due to an accident.

PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA:
It is a pure term plan that does not pay you anything back when the policy matures.
If the insured dies it pays the sum insured to the family.
Age should 18 to 50 years
This is the policy which provides risk cover in case of an untoward incident pays Rs 2 lakh to the family as claim money.
ATAL PENSION YOJANA:
Scheme provides pension plans to people to make their life well in their old age between 18 and 40 years of age.
You need to contribute for 20 years or more under the scheme. You will be able to get pension of Rs 1,000 to Rs 5,000 per month, at the age of 60 years.
Government also contributes 50% of your contribution.
SUKANYA SAMRIDDHI YOJANA:
An extension of Government’s Beti Bachao Beti Padhao Campaign
Sukanya Dev Yojna has been started in Post Offices by Haryana Government.
This scheme will benefit girl child of age 1 Year to 10 Years.
Parents will have to deposit Rs 1000 per month for next 14 Years, totaling Rs 1,68,000.
The amount invested in Sukanya Dev Yojna will be exempted as per section 80C of Income Tax
As per RBI Guidelines a NRI cannot apply for this scheme.
The rate of interest will be calculated at 9.1% per annum.
Minimum – 12,000/annum
Maximum – 1,50,000/annum